Opportunity brief
Capco is hiring for the role of Credit Analyst!
Responsibilities of the Candidate:
- Perform credit underwriting and appraisal for corporate/wholesale banking clients, including detailed credit reports. - Prepare end-to-end credit proposals (industry & peer analysis, risk assessment, internal rating, documentation, collateral evaluation). - Conduct financial analysis (cash flow, working capital, leverage, EV, ratio analysis). - Evaluate loan structures, including term loans, working capital facilities, and trade finance exposures. - Assess financial & non-financial covenants and monitor compliance. - Analyze collateral/security structures (fund-based & non-fund-based limits). - Build and review financial models and projections.
Requirements:
- 2-5 years of mandatory experience in Corporate Banking / Wholesale Banking credit roles. - Strong experience in credit appraisal for large corporates / mid-market clients. - Solid understanding of banking products (CC/OD, term loans, BG/LC, etc.). - Expertise in financial statement analysis, credit risk assessment, and rating frameworks. - Proficiency in financial modelling and forecasting.