About the role
Societe Generale is hiring for the role of Trainee – Credit Portfolio Management!
Responsibilities of the candidate:
- As a Trainee in Credit Portfolio Management, you will support the team by analyzing corporate financials and assessing credit risk. Your responsibilities will include:
- Analyze financial statements of multinational and Indian corporates and input them into standard bank spreadsheets.
- Assess credit risk independently and make recommendations.
- Process credit applications (pre- and post-approval).
- Ensure obligors are correctly rated and support credit documentation.
- Collaborate with front office, management and risk teams to process credit requests.
- Monitor exposure and raise any new risks and potential problem accounts.
- Prepare business MIS and support regulatory submissions.
- Support senior credit analysts with portfolio management.
- Stay up to date with industry trends and assess their potential impact on clients.
Requirements
To be considered for this trainee role, you must have:
- B.Com (Hons) / MBA / Masters in Finance / Chartered Accountancy.
- Trainee or internship experience of 1-2 years (bank audit is preferred).
- Knowledge of company balance sheets and financial statements.
- Knowledge of banking products and financial analysis.
- Strong analytical skills and credit risk analysis.
- Strong written and spoken communication skills in English.
Skills Required
- Strong knowledge of Microsoft Excel, Word and other Microsoft products.
- Ability to analyze financial data and identify credit risk.
- Good interpersonal and stakeholder management skills.
- Strong team player with good relationship-building skills.
- Responsible, committed and attentive to detail.
- Strong communication skills and ability to work with various teams.