About the role
Paytm is hiring for the role of Risk Analyst!
Responsibilities of the Candidate:
- Analyze credit risk across various products, including merchant and personal loans, postpaid.
- Liaise with the business team to understand the credit risk policies and implement the same on platform.
- Implement the credit risk policies on our proprietary platform.
- Monitor performance of credit risk policies. Share feedback with product and Policy team what's working well and what needs improvement.
- Utilize alternative data sources, machine learning models, and traditional credit assessment techniques to enhance risk evaluation.
- Conduct testing and scenario analysis to measure policy resilience.
- Monitor key risk indicators (KRIs) and provide actionable insights to management.
- Ensure compliance with regulatory guidelines and internal risk policies.
- Collaborate with product and technology teams to integrate risk- based decision-making into lending
Requirements
- 1-3 years of experience, preferably in a fintech or banking environment.
- Proficiency in SQL, Python, for data analysis and manipulation.
- Excellent analytical, problem-solving, and communication skills.
- Ability to work in a fast-paced, dynamic environment and collaborate across teams.
- Education qualification: B.Tech- NIT/BITS or any other reputed institution