Responsibilities of the Candidate:

To ensure the achievement of disbursement targets with minimum delinquency
Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies.
Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach.
Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.
Disbursement, repayment and delinquency management, achieving daily / weekly collections targets
Makes a close follow up of the disbursed loans, especially of the ones not paying on time.
Undertake regular field visits, Centre Meeting and loan applicants
Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds.
Build strong client relationships both internally and externally and build a strong brand identification with potential customers.
Ensuring weekly / daily meetings & visit to centre

Requirements:

Fresher to maximum of 5yrs exp + as a sales officer in microfinance business
Basic understanding about Microfinance business and JLG model working would be preferred.
Education: Graduate in any discipline

Salary link: https://www.ambitionbox.com/salaries/tata-capital-salaries/loan-officer