Opportunity brief
Responsibilities
- Evaluate and underwrite non-EB general insurance proposals (Fire, Property, Marine, Engineering, Liability, Motor, etc.)
- Assess risk profiles, site/property details, and loss history to determine insurability and pricing
- Liaise with insurers to negotiate terms, coverage, and premiums on behalf of clients
- Prepare and review policy documents, endorsements, and renewals for accuracy
- Coordinate with sales/relationship teams to structure suitable coverage for clients
- Ensure compliance with IRDAI guidelines and internal underwriting norms
- Maintain underwriting records and support audits/reporting as needed
- Stay updated on market trends, product changes, and regulatory updates in general insurance
Requirements
- Graduation (any field); insurance-related certification (Licentiate/Associate from Insurance Institute of India) preferred
- 1–2 years of experience in underwriting or risk assessment for non-EB general insurance lines (Fire, Property, Marine, Engineering, Liability, etc.)
- Good understanding of underwriting principles, policy wordings, and risk assessment techniques
- Strong analytical and MS Excel skills
- Excellent communication and interpersonal skills for coordinating with insurers and clients
- Prior experience with a broking house or general insurer preferred