Opportunity brief
Overview
What happens when a promising business cannot access capital because nobody can measure its risk?
Quantico, the FinTech Club's case challenge at CaseUnion 4.0, asks participants to identify an unquantified risk that prevents an industry, sector or group of people from accessing debt or equity funding.
Your task is to design a FinTech solution that quantifies, reduces or works around that risk, making it sufficiently understandable for capital to move.
The Challenge
Identify a specific risk and establish why it blocks funding. Design a mechanism that addresses it using financial instruments, data, technology, human operations or a combination of these.
Submission Requirements
Your submission must cover:
- The risk, the affected group, supporting evidence and market size.
- The solution mechanism, stakeholders and their incentives.
- Required data sources and operational processes.
- The business model and potential to reach institutional scale.
- Applicable regulators, laws and guidelines, including any changes your solution would require.
Rules
The risk must be genuinely unquantified, rather than simply an underserved opportunity. Incremental improvements to established lending or payment categories do not meet the brief.
New data sources and non-technology operations are permitted. Participants may explore solutions beyond current regulatory constraints, but must explicitly identify the regulatory implications.
Clearly state assumptions and cite external evidence.
Process, Format and Eligibility
Round details, team size, eligibility, deadlines and submission format will be announced with the final competition instructions.