About the role
Ericsson is hiring for the role of Product Architect - Fintech!
Responsibilities of the Candidate:
- Design scalable, secure, and regulatory-compliant solutions for digital payments, wallets, merchant transactions, lending, credit scoring, and financial ecosystem integrations.
- Analyze customer financial operations, transaction flows, risk controls, and compliance requirements to define optimized solutions.
- Translate business requirements into detailed technical designs spanning cloud, APIs, microservices, protocols, and core financial systems.
- Ensure solutions adhere to financial industry standards (PCI DSS, ISO 8583, ISO 20022, AML/CFT, data privacy, etc.).
- Engage with banks, fintech operators, mobile money providers, and partners to understand business goals and technical landscapes.
- Lead workshops, requirement sessions, and technical deep dives to define use cases and solution scope.
- Prepare and deliver technical proposals, architecture documents, and customer presentations.
- Support commercial teams with solution positioning, negotiation, and value articulation.
- Support implementation teams during development, integration, testing, and rollout of FinTech platforms.
Requirements
- Strong understanding of digital payments, wallets, mobile money, merchant acquiring, lending platforms, KYC/AML, fraud systems, and transaction processing.
- Experience in architecture design, cloud/on premise solutions, microservices, containerization, high availability, and disaster recovery setups.
- Knowledge of financial protocols and integrations including ISO 8583, ISO 20022, REST/JSON APIs, SOAP, SFTP, OAuth2, JWT, and Webhooks.
- Understanding of financial compliance, risk controls, settlement processes, reconciliation, and transaction dispute flows.
- Experience with AI/ML and automation in financial use cases such as fraud detection, credit prediction, and operational optimization.
- Strong consultative and customer facing capabilities.
- Financial acumen to understand revenue models, pricing, ROI, and commercial impact.
- Excellent communication, problem solving, and negotiation skills.
- Ability to mentor, guide teams, and collaborate across multi functional units.