Opportunity brief
prefr (operated by creditvidya) is a digital-first lending platform that makes credit accessible to millions across India. With loan offerings ranging from ₹50,000 to ₹5 Lakh, we're enabling instant personal loans and flexible pay-later credit lines, especially for first-time borrowers and underserved regions. Backed by RBI-approved NBFC partnerships, we've built a platform that uses selfie-based KYC, minimal documentation, and AI-powered underwriting to disburse loans within minutes.
about the role
we are looking for a passionate and technically strong ai/ml engineer to join our core team driving the intelligence behind our lending platform. this is an l4-level role where you'll build high-performance ml frameworks, scale decision systems, and lay the foundation for the next evolution: agentic ai systems that autonomously extract insights, support business decisions, and power internal copilots. if you are someone who enjoys solving hard problems at the intersection of software engineering and ml, and are excited about the future of ai agents in real-world systems, we want to hear from